Target Market Determination (TMD)

Below are links to the available Target Market Determinations (TMDs) for the insurance policies we distribute through Harlocks.

A TMD helps you understand the class of customers an insurance policy has been designed for, considering their needs, objectives, and financial situations.

If you’re not sure which TMD is the right one for your policy, please contact us

Accident & Health Insurance


National Transport Insurance

Strata Unit Underwriters

This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements 

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 Harlocks Pty. Limited  ABN 78 008 552 010. 
 Harlock Investment Services Pty Ltd  ABN 86 008 542 390.
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