Harlocks Pty Limited offer the most comprehensive Worldwide Multi-Risk (WWMR) insurance policy for Defence Members on long-term posting overseas.
Cover for your personal effects against physical loss or damage anywhere in the world including the transit to your post under one policy.
All insurance claims are handled and settled within our office and there is no excess on claims (the amount payable by you) our staff members have over 40 years experience administering this insurance scheme.
1st |
to establish
World Wide Multiple Cover Insurance (1974) |
 |
|
to establish
NO excess on claims (1974) |
|
to establish Diplomatic
Benefits (1980):
 |
Emergency
Travel |
|
Property in Store |
|
Personal Liability |
|
Personal Accident |
|
|
to increase levels of cover,
including Loss of Cash (1987) |
|
to introduce bulk billing
(1991) |
|
to provide an additional
$15,000 free cover benefit (1994) |
|
to include Student’s
cover (1996) |
|
to include Medical and Additional
Benefits for Government personnel’s private
travel overseas (2000) |
|
to provide $10 million Liability
cover (2000) |
1st |
to provide an additional $20,000 free cover benefit (2018) |
|
1st |
to include automatic cover for Emergency Medical and
Repatriation Expenses for leisure travel (2019) |
|
|
the only provider to maintain NO excess on claims (2006) |
This Insurance covers
your personal effects (except Motor Vehicles and Watercraft)
against physical loss or damage anywhere in the World, including
Transit, and including General Average and Salvage Contributions.
The Policy cover
is extended to include the SPECIAL Diplomatic Benefits of:
Please call our office on 02 6247 6233 to have our application package emailed to you.
We strongly recommend
that Officers contact our office prior to completing the application form, our insurance representatives are authorised to compare and advise on this form of cover allowing you to make an informed decision.
After completing the application form, email or post it to our office along with your overseas inventories and payment. A receipts will be returned immediately in acknowledgement by way of email which can then be forwarded to claim your reimbursement.
Medical and Emergency Repatriation Expenses
Our World Wide Iinsurance policy now includes a new section which covers Medical and Emergency Repatriation Expenses whilst on non-work or leisure related travels.
This new extension means you will now be able to freely holiday around the world and all the important components of a travel insurance policy will be covered.
Specifically Personal effects, Liability, Medical and Repatriation Expenses will all be covered at no additional cost.
Claims
All claims are process and settled by our office. We require a completed claim form (either completed electronically or printed and scanned), together with a repair quotation or a repairer’s report for damaged items.
Claims may be submitted via email.
All monies will be deposited
to your Australian bank account, with a copy of our correspondence
to your bank.
Renewals
An expiry notice will be forwarded by way of email to the
Insured one month prior to expiry date. You will be able to pay through our secure online website, and a receipt will be emailed immediately which you may submit to your post administration for reimbursement.
Application
Please call our office on 02 6247 6233 to obtain our application package via email
Please Read: Inventories
- preparation, application and modification
When completing your application
form, we recommend that you contact our office to discuss calculating sums insured and policy
definitions. Additionally, we can assist with the submission
of the required documentation and ensure that the lodgement
process is completed promptly.
